Modern Service Industry

Profile

Yinmao rural micro-credit limited company in Qixia district of Nanjing city was founded in 2009, which is a rural loan company of rural non-financial institution, established within the approval of the Jiangsu Provincial Finance Office with registered capital of 150 million yuan. The company services “agriculture, countryside and famers” as well as the small and micro enterprises in the region, has a professional team, and is operated standardized, having remarkable economic benefits and the certain influence in Nanjing peers under the leadership of the provincial and city finance office.

The company has good shareholders background and strong financial strength, adheres to the service concept of “integrity, convenience, innovation, dedication” and has a high-quality, professional and energetic business team with innovative spirit and a number of financial, legal and other professionals.

Market positioning: it serves “agriculture, countryside and famers” as the main customers and serves as the financial backer of small and micro enterprises, mainly for Qixia and spreading to other economic areas.

Economic scope: it provides small loans for agricultural enterprises, economic organizations and individuals in Qixia district, lends "three rural" loan, and carries out guarantee business and other business approved by the provincial department.

Loans objects: small and micro enterprises; individual business; growers and farmers; natural persons having full civil capacity and a steady income.

Types of loans: hypothecated loans; mortgage loans; guarantee loans; credit loans.

Methods of repayment: it can adopt the methods including profits with cost clear, monthly installment, monthly payment of interest, repayment of principal at a time, etc.

The lending rate: different rates are determined based on the benchmark interest rate of People’s Bank of China, combining the local interest rate of Nanjing City and the risk status, financial situation, loan term, collateral or credit standing of different customers.

We will invariably insist on the market orientation and means of efficient service to design flexible and diverse financing schemes for customers wholeheartedly provide professional and comprehensive financial service for customers by flexible guarantee types, convinient loan procedures, rapid credit audit procedures and enthusiastic service attitude. We stick to ethical innovation and provide first-class service for customers based on first-class management, first-class quality, and first-class benefits.

Welcome all sectors of society, industrial and commercial business owner, small and medium-sized enterprises, urban and rural residents to come and discuss cooperation issues. All staff of our company will provide high-quality service for you heart and soul.

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